Doing Business in Japan
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Knowledge base on doing business in Japan. Topics: visas and immigration (including the Business Manager visa 経営・管理 and the October 2025 reform), company registration (株式会社/合同会社/個人事業主), taxes, legal issues and cases, documents and procedures (banking, offices, accounting, hiring), useful links and contacts, and other business-relevant topics (culture and mentality, networking, marketing, real estate, lending, insurance).
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Startup-Friendly Local Banks and Major Banks for Foreign Exchange
SMBC Trunk, Sumishin SBI, PayPay Bank, Mizuho and MUFG for business accounts and FX operations, plus a transfer-suffix reference guide.
SMBC Trunk is a banking product designed for newly started companies and is regularly recommended as a convenient option for new corporate entities without a long banking history; a linked FAQ covers its cash card. Sumishin SBI Net Bank is an online bank for businesses, with a page detailing the documents required to open a business account and a separate PDF listing countries the bank will not transfer money to due to sanctions, worth checking before making an international transfer. PayPay Bank offers business accounts; Mizuho publishes conditions for foreign-exchange transfers, including those related to Russia, along with historical TTM exchange rates; and MUFG provides historical and current exchange rates. Finally, a Lawson Bank FAQ page decodes the abbreviations for Japanese corporate legal forms (such as 株式会社) that must be entered correctly in the recipient field of an online transfer, so the transfer doesn't get held up over an incorrectly abbreviated company name. Source: https://www.smbc.co.jp/hojin/kouza/special/kaisetsu/index.html — SMBC Trunk — banking product terms for newly started companies. Source: https://hqa.smbc.co.jp/faq/show/234?category_id=8&site_domain=default — SMBC Trunk cash card FAQ. Source: https://www.netbk.co.jp/contents/hojin/ — Sumishin SBI Net Bank — business account documentation requirements. Source: https://www.netbk.co.jp/contents/resources/pdf/gaika_country.pdf — list of countries excluded from transfers due to sanctions. Source: https://www.paypay-bank.co.jp/business/account/index.html — PayPay Bank business accounts. Source: https://www.mizuhogroup.com/bank/info-Foreign-Exchange — Mizuho — foreign-exchange transfer conditions, including Russia-related transfers. Source: https://www.murc-kawasesouba.jp/fx/past_3month.php — MUFG — historical and current exchange rates. Source: https://faq.lawsonbank.jp/faq/show/597?category_id=27&site_domain=default — decoding of Japanese corporate legal-form abbreviations used in bank transfers.