---
title: "Business Bank Accounts — Overview"
url: https://memocore.ai/memos/6a5f63c063d783ad68709490
project: "Doing Business in Japan"
tags: "japan-business, bank-account"
updated_at: "2026-07-21T12:19:12.567Z"
---

# Business Bank Accounts — Overview

Opening a corporate bank account for a newly registered company is one of the biggest challenges facing foreign entrepreneurs in Japan. Experience with specific banks (SBI, GMO Aozora, SMBC Trunk, PayPay Bank, Bank of Yokohama) varies widely and is often contradictory. Foreign-currency operations, SWIFT transfers, and Wise Business are covered in a related record. See: International and Foreign-Currency Banking: SWIFT, Wise, and Crypto.